Long Term Care Insurance Mississippi
We looked for peace, but no good came; and for a time of health, and behold trouble! Jeremiah 8:15
Oh that my grief were throughly weighed, and my calamity laid in the balances together! Job 6:2
Be not far from me; for trouble is near; for there is none to help. Psalm 22:11
Give us help from trouble: for vain is the help of man. Psalm 60:11
Confidence in an unfaithful man in time of trouble is like a broken tooth, and a foot out of joint. Proverbs 25:19
For every man shall bear his own burden. Galatians 6:5
Therefore to him that knoweth to do good, and doeth [it] not, to him it is sin. James 4:17
When I was a child, I spake as a child, I understood as a child, I thought as a child: but when I became a man, I put away childish things. 1 Corinthians 13:11
Why You Need Long Term Care Insurance in Mississippi
Long Term Care insurance can help cover the cost of “custodial care” when you are unable to perform the activities of daily living (eating, bathing, dressing, toileting, transferring, continence). “Short Term Care” is also an option.
Why Long Term Care insurance from Liberty Assurance Group®? That’s easy.
- We know the statistics, the issues involved, and the way Long Term Care insurance works.
- If you have health problems, we’ll review the approval guidelines of several companies for you.
- Every day, thousands of people find themselves needing home health care, or care in an assisted living facility or nursing home. If the needed care is “custodial” in nature–not rehabilitative–their medical insurance might not cover it. Medicare does not.
- That’s where Long Term Care insurance comes in.
- It’s designed for custodial as well as rehabilitative care when you cannot perform the activities of daily life (eating, bathing, dressing, toileting, transferring, continence) or have a severe cognitive impairment that requires supervision.
- Without coverage, assets that took a lifetime to accumulate could be quickly depleted lost to cover the cost of care.
- Every dollar paid in claims by the insurance company is a dollar that you won’t have to spend.
- Many people use the interest from their Annuities or Required Minimum Distributions from their IRAs to pay the premiums.
- Some premiums are tax deductible, and some states offer tax credits to encourage people to buy coverage.
- We can explain how to use Life insurance instead of a traditional Long Term Care policy. With Life insurance, if you don’t need custodial care, the money stays in the policy for you to use as cash value or for your beneficiaries to receive at your death.
- “Short Term Care” insurance is an alternative to Long Term Care. Short Term Care is less expensive and easier to get than Long Term Care, but more limited.
- This general overview does not guarantee anything about any Long Term or Short Term Care insurance policy you purchase.
- Prior to applying for any insurance policy, carefully read consumer brochures, outlines of coverage, illustrations, and sample policies (if any), available from the insurance company. There is no substitute for documentation from the insurance company.
- Claims approval and payment is subject to reports from healthcare professionals and others, the features and requirements of the insurance policy, insurance company rules, and governmental regulations. Read your policy as soon as you receive it. Ask questions and promptly cancel the policy if you’re dissatisfied.
Call us at 888-524-4621 or click here to send and e-mail.
Make an appointment or drop by our office at 740 Hwy. 49, Suite L, Flora, Mississippi, in the Cotton Exchange Plaza.
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We can meet by phone or in person at your place or ours. Paperwork can be handled in person, by mail, or electronically. We have clients in 5 states. Our office is north of Jackson on Hwy. 49 in Flora, Miss.
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Main Office
740 Hwy. 49, Suite L, Flora, Mississippi
